Loans

Our Offering:

• Home Loan

• Loan against Property

• Business Loan

• Lease Rental Discounting

• Loan against Securities

• Loan against Securities (Shares, Mutual Funds, Insurance and Bonds)

Why we are?

We have a tie up with leading banks and NBFC’s which helps us to get the best deals on all of your loan requirements as per your profile.

• Best deals at the best rate of interest

• Personalized loan offers

• Dedicated Relationship Manager

• Quick and easy processing

Home Loan:

Home Loan as the name suggest is the loan against buying property. Every individual currently has a dream to have their own home. The best option to make this affordable is a well-planned home loan.

Following are the sub-categories of home loans:

• Home loan for residents

• Loans for repairs and extension

• Land purchase loan

• Top-up loans

• Loan for Earnest Money Deposits (EMD)

• Reverse Mortgage Loans

Loan against Property:

Loan can be availed against your existing residential, commercial property or a vacant piece of land. It is a great way to get a loan at low interest rates to meet your current financial needs without actually selling off the same.

Business Loan:

A Business loan is a debt-based funding arrangement between a business and a financial institution, typically used to fund major capital expenditures and cover operational costs that the company may otherwise be unable to afford.

Business loans are granted to a variety of business entities, usually to assist with short-term funding needs for operational costs or for the purchase of equipment to facilitate the operating process.

In some instances, the loan may be extended to help the business meet more basic operational needs, such as funding for payroll or to purchase smaller supplies that are used in the production and manufacturing process.

Following are types of Business Loan:

• SME Loans,

• CC Limits,

• Trade Finance

• ECB

• Unsecured Business Loan

Lease Rental Discounting:

A property owner who receives fixed rent from tenants can get a loan from any financial institution against their owned premises, which is called the Lease Rental Discounting. The lease rental discounting is between the owner of the premises, the tenant who has rented the premises and the bank or financial institute. The major type of repayment is the rent which is directly deposited with the bank or financial institute and not with the owner.

This loan against rental discounting differs from other loan products in two ways:

• The loan agreement is made between the lending institution, the lesser and the lessee.

• The rent is not collected by the lesser, but is credited every month to the lending institution.

Loan against Securities (Shares, Mutual Funds, Insurance and Bonds):

This loan offers you an opportunity to use the power of your investments and raise the capital for your personal or business financial needs without actually having to sell the investments.

This enables you to borrow funds against your listed securities such as shares, mutual funds, insurance and bonds. You can go for this option when you have an immediate need for liquidity and sure to repay in some time.